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PolicyWala NewBie
Please advice me - how to make my insurance portfolio?
I am a NRI, aged 35 years. I have total 25 lacs of life insurnace cover (Rs. 10 lacs in term policy and Rs.15 lacs in LIC moneyback policy) and recently started HDFC Top 200, monthly SIP with Rs. 1 lac per year. My salary is two lac per month. How much cover I need to cover my self adequatly? I have 8 months old son. I feel that I need to cover myself for minimum of Rs. 50 lacs. Please advice me - how to make my insurance portfolio?
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