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Thread: AXA Bharathi MIP Vs ICICI GSIP

  1. #1
    PolicyWala NewBie
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    Default AXA Bharathi MIP Vs ICICI GSIP

    I urgently need a comparison between the 2 traditional plansa Axa Bharathis Monthly Income Plan and ICICI Guarantied Saving Investment Plan
    What are the pros and cons of both In the ICICI site the GSIP details are very clear But in for AXA Bharathi am not getting any guarantied return in the brochure. It says only non guarantied fund value
    Also i dont know the implications of Bharati and 2G scam

    Pls suggest me good traditional plan as investment vehicle



  2. #2
    PolicyWala NewBie
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    Sorry to add more... Barathi Telecom & its implication on With-profit funds of Axa-Bharathi
    In which of these the fund value at the end of policy term is expected to be better

  3. #3
    Administrator
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    Quote Originally Posted by deep View Post
    Also i dont know the implications of Bharati and 2G scam
    What do you mean by this?
    You will pick up maximum wrong numbers when on roaming.

  4. #4
    PolicyWala Expert
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    Key Features of ICICI Prudential Guaranteed Savings Insurance Plan
    1- Offers Guaranteed Maturity Benefit (GMP) which is total of all premiums paid and guaranteed regular additions accrued during the policy term along with Maturity Addition.
    2- Limited premium payment term (15-20 Years)
    3- Guaranteed Death Benefit (GDB) which is total of all premiums paid at a compounded rate of 5 percent per annum
    4- No medical tests required

  5. #5
    PolicyWala Expert
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    Bharti-AXA - It's return also guaranteed, not fixed 5% but monthly amount is fixed read here - http://www.bharti-axalife.com/pdf/Mo...n_Brochure.pdf


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