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NewBie
LIC policy with good returns with least premiums for my daughters!
My age is 33 year and have 2 daughters, 9 year and 2 year old respectively. Please suggest me best life insurance policy, so that I can get good returns with least premiums. I want to make sure that, I have enough money when my daughters reaches 18 year. At the same time I want to make sure that I have good amount of money in my hands at retirement after 10-15 years. Please suggest other than ULIP, preferably LIC policy.
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PW Expert
Go for term insurance plan for yourself for minimum of 10 times of your annual income. Search - policybazaar.com, myinsuranceclub.com and apnapaisa.com and check the cheapest. For the investment invest in long term mutual funds and gold in SIP. Avoid insurance for investment like Child Plans, Money Back Policies etc.
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PolicyWala Fan
Invest in Gold, long term MFs, Equities and Buy term plan for yourself.
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