Thanks! I paid today as I hardly have time the coming week. I paid 6k for depreciation shield policy with 1.85l IDV and PA cover of 4l for co- passengers and 2l for driver. If without shield I had taken it would had cost around 4k to me. But to be on safe side and I might sell the car to get beat later I decided to stick with a good policy. Though next time I surely will take quotes from 5 companies atleast.