Quote Originally Posted by Hemant View Post
Any specific reason for going with health insurance plans offered by general insurers?
A mediclaim policy is an indemnity-based plan that settles claims, either on a cashless basis or by reimbursing bills. Life insurers have similar plans where hospital cash benefit (HCBs) is offered. Additionally, some companies also offer surgery benefits. But the benefits are defined and fixed components come into play.

Article Read here - health policies to buy from life or general insurers