Hi everybody,

I was just going through Home Insurance product of Royal Sundaram. It also covers Home interiors like Computer, Refrigerator and other appliances.

The premium for base package is just Rs.1375/-.

I was contemplating buying it because it covers breakdown of Computer and other appliances.

I annually incur around Rs.2000/- towars Computer repair and this policy suits me very well.

Kindly, clarify the following queries.

1) If my computer stopped working and I give it for repair and the Shop charges me Rs.1000 as service charge and Rs.700 for replacement if LAN, then will the Insurance company provide reimbursement.

2) If my Washing machine is repaired and a bill is raised for Rs.800/-, will the Insurance company honour it.

Regards,

Vivek.