LIC Samradhi Plus - Costly product
Premium Allocation Charges: 6% in first year & 4.5% thereafter.
Fund Management Charges: 0.9% every year.
Guarantee Charges: 0.4% every year.

Policy Administration charge in LIC Samridhi Plus 30/- per month during the first policy year and 30/- per month escalating at 3% p.a. thereafter, throughout the term of the policy shall be levied.