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Thread: Looking to buy a family floater- Should I take Apollo, Bajaj or ICICI?

  1. #1
    PolicyWala NewBie
    Join Date
    Jan 2012
    Location
    Mumbai
    Posts
    6

    Default Looking to buy a family floater- Should I take Apollo, Bajaj or ICICI?

    I am looking to buy a family floater. Our organisation has medical cover from ICICI Lombard. I & my wife don't have any illness till date. My Monthly CTC is 8.5 Lcas/PA. I have searched and finalise two policies please guide -
    1. Bajaj Allianz Health Guard - Family Floater
    2. Apollo Muncih Exlusive
    3. My organisation giving ICICI Lombard


    We analysed and found out that Apollo has better Claim settlement ratio than Bajaj.

    Should I take Apollo, Bajaj or ICICI, as I don't want to depend on my organisations mediclaim alone?

    I also want to buy Critical Illness cover as addon.



  2. #2
    PolicyWala Member
    Join Date
    Jul 2009
    Location
    Pune
    Posts
    25

    Default

    I would suggest you to go with Apollo Munich. Check out the latest plan - Optima Restore

  3. #3
    PolicyWala NewBie
    Join Date
    Jan 2012
    Location
    Mumbai
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    Default

    Thanks Mintz!

  4. #4
    NewBie
    Join Date
    Jun 2012
    Location
    Delhi
    Posts
    2

    Default

    Hi Manish

    I just wanted to confirm, Have you bought Optima Restore Plan? If no, then Please go through this plan once again because company designed this plan very cleverly. Please let me know, if you have bought this one..


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