Second hand car : Two Insurance Policies - Claim from which company Bajaj Allianz and Reliance?

[Manish_Kumar]

If you have more than one motor insurance policy, the claim would be equally divided by Bajaj Allianz & Reliance. If the insurance Sum Insured is not equal, each one (insurer) will be liable to pay only up to its rateable proportion of the loss or damage.

[Manish_2012]

If you have more than one motor insurance policy, the claim would be equally divided by Bajaj Allianz & Reliance. If the insurance Sum Insured is not equal, each one (insurer) will be liable to pay only up to its rateable proportion of the loss or damage.

But the old policy is not in my name but provides coverage to vehicle (registration no and engine no etc same)?
Can I cancel the old policy?