I am working in a private company. And I have medical insurance (EMeditek) from office (1 lakh floater plan) which includes me(28), my wife(26), my father(55) and mother(50).

My wife also had a separate medical insurance from office for her. She is in government bank.

As of now my brother (24) and my sister (20) have not any medical insurance.

So I am thinking about below options kindly suggest me some better option.

1- In next cycle I will increase my cover from 1 lakh to 2 lakh. Separate plan for brother and sister. Please suggest which plan is good for brother and sister separately according to their ages

2- Will remain cover till 1 lakh and also take a separate family floater for my whole family. Please suggest some good plan.
3- Or suggest some other better option.

I am looking for that option which is good & economical.