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Thread: Citibank Health Insurance policy - No documents or tests upto 60 years

  1. #1
    NewBie
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    Question Citibank Health Insurance policy - No documents or tests upto 60 years

    I am citibank customer. Today I have recieved an email from citibank about new health insurance policy.
    Features -
    1- Security of up to 5 lakhs sum insured for cashless hospitalization or reimbursement in case of a medical emergency
    2- 10% discount on the premium when you enroll 3 or more family members in the policy
    3- Benefits over and above the sum insured - Critical illness benefit & Convalescence Benefits
    4- 15% bonus on your sum insured for every claim free year up to a maximum of 60%
    5- Pre-existing diseases covered after 4 years

    6- Income tax benefit under section 80D

    Your take on this policy.



  2. #2
    PW NewsDesk NewsDesk's Avatar
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    This policy is underwritten by Royal Sundaram Alliance Insurance Company Limited.

  3. #3
    PW NewsDesk NewsDesk's Avatar
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  4. #4
    NewBie
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    Quote Originally Posted by NewsDesk View Post
    Thanks for the info.

    Quote Originally Posted by NewsDesk View Post
    This policy is underwritten by Royal Sundaram Alliance Insurance Company Limited.
    Is there any problem going with Royal Sun?

  5. #5
    PW NewsDesk NewsDesk's Avatar
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    Quote Originally Posted by gvkc View Post
    Is there any problem going with Royal Sun?
    Just updating you that the policy underwriter is Royal Sundaram Alliance Insurance Company. You can go and buy from any insurer.

  6. #6
    PW Fan LastWarrior's Avatar
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    GVKC,

    I would recommend you to go with health insurers like Max Bupa, Apollp Munich etc. And go for long term policy. In long run good insurance policy will only work. Don't run after cheap policies.


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