Nothing wrong with online insurance plans. Most of the claim rejections happens due to non discloser of facts at the time of insurance proposal.

What are the main reasons of claim rejections?
1. Non discloser of details of existing and simultaneous policies from all insurance companies of the life to be insured
2. Non discloser of pre-existing disease of the life to be insured
3. Non discloser of Family History of the life to be insured
4. Non discloser of smoked or consumed tobacco products of the life to be insured
5. Non discloser Lifestyle Details of the life to be insured

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