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Thread: Query - Health insurance Policy with annual hike

  1. #1
    PolicyWala NewBie
    Join Date
    Apr 2012
    Location
    mumbai
    Posts
    2

    Default Query - Health insurance Policy with annual hike

    HI all

    I wish to take health insurance policy for my family ( myself, wife, 2 kids, mother). Objective to have policy for long term with incremental cover every year

    I am 35 yrs old & my wife is 30yrs. we wish to have constant policy till old age with annual incremental cover.

    we wish to have health cover of Rs.2 crore (each) at the age of 58

    kinldy guide me to choose one

    regards



  2. #2
    Administrator
    Join Date
    Apr 2009
    Location
    Chennai
    Posts
    255

    Default

    On renewal of every health insurance policy for every claim free year a bonus of five percent per year (maximum 50 percent) is allowed and after four continuous renewals, the cost of medical check up to the extent of one percent of cumulative insurance for the last four years is allowed.

    At the moment no health insurance company provide 2 crore health insurance cover.
    You will pick up maximum wrong numbers when on roaming.

  3. #3
    PW Stalwart >take's Avatar
    Join Date
    Jun 2009
    Location
    India
    Posts
    291

    Default

    You can check Max Bupa's Family First (Max Sum Insured = 50,00,000/-).
    Second - Apollo Munich Optima Restore (Max Sum Insured = 15,00,000/-).


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