Quote Originally Posted by abraham View Post
Thanks Take. You mean to say any pre-existing diseases are covered after 4-5 loyal years with one insurance co. ? Wow thats cool ....

Me and my doctor feels its natural wear and tear and not cos of the accident (accident caused damage to right leg only; knee replacment is for both legs). But yea, hope they feel the same too

One more query - If rejected, how easy is it to dispute? IS it online ? Any quick links to read up on the procedures , TPA etc ?

Thanks ....
Read more about - When Pre-existing disease will be covered?

Claim not paid or rejected follow below procedure -
Approach Insurer First in writing > (No Result) Approach IRDA > (No Result) Approach Ombudsmen/Consumer Forum