Honda Activa claim from united india insurance

[Rahul]

DDR (daily diary report) is an agreement entered into by the driver/owner and the injured persons/legal heirs of the deceased to avoid a criminal case. DDR cannot stop a person to lodge a case against the insurance company for third party claim.

[generalrulez]

i agree that DDR cannot stop them from lodging claim against my insurance company.the thing is my insurance company is demanding an affidavit from me stating that ' in case third party claims damage reimbursement from my insurance company , i will be responsible for all of that''. Now in the DDR it is clearly mentioned that we both parties dont want to go legal against each other. Obviously it does not protect my insurance company. My question is why Should i take guarantee that i will be responsible in case of any third party claim.?? Its between third party and insurance company. Its their responsibility to protect them. How can i take guarantee for third party. Neither am i interested in going legal against third party because i have compromised with them.

In the claim form there is a section which says any third party damage' i have checked it NA because i dont want any third party claim. If third party wants it from my insurance company who should i be responsible for that.? i have comprehensive insurance.