Kotak Capital Multiplier plan - how is this policy?

[Manish_Kumar]

I have taken Kotak Capital Multiplier plan (UIN-107NO11V01) with two riders (accident death benefit & permanent disability benefit). I am paying Rs. 30000/- per year premium since 2010 and will pay for 14 years. Can you please how is this policy? Can I continue and what will be maturity benefit (approximately).

Kotak Capital Multiplier plan is a retirement plan, so it will take some time to build corpus and as they invest in the long term return asset, so in short term you won't get much.

As per the plan the first premium will not be counted for surrender and in the second only 30% is refundable, so out of 60,000/-, you will get only 10,000/-.

Review the plan before buying!