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Thread: Any insurance policy without 30 day waiting period

  1. #1
    NewBie
    Join Date
    Aug 2012
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    Noida
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    Default Any insurance policy without 30 day waiting period

    Hello everyone,

    My 3 year old daughter has been diagnosed with femoral/inguinal hernia - doctors are still discussing. She will need to undergo surgery for this. I dont have any kind of medical insurance.

    I know that most insurance policies have a 30 day waiting period. Are there any insurance policies where there is no waiting period?


    Thanks for your help.



  2. #2
    PW Stalwart v.r.s.nathan's Avatar
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    Apr 2009
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    Nagpur
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    Default

    I am afraid that there is no health insurance plan that offer, without any waiting period. Any way in your case the "femoral/inguinal hernia" will be termed as pre-existing disease and won't be covered untill 24- 48 months waiting period, depending on the health insurance plan.

  3. #3
    NewBie
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    Aug 2012
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    Noida
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    Default

    Quote Originally Posted by v.r.s.nathan View Post
    I am afraid that there is no health insurance plan that offer, without any waiting period. Any way in your case the "femoral/inguinal hernia" will be termed as pre-existing disease and won't be covered untill 24- 48 months waiting period, depending on the health insurance plan.
    Thanks for the information. That is what I thought.


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