You can get part of your premium paid amount as per the below table.

SURRENDER CHARGE
- This charge is a percentage of the fund value and will depend on the number of premiums paid prior toyour surrender request.
- No Surrender Charge will be levied for any Policy that is surrendered after the 5th policy anniversary
- The Surrender Charge is 100% of the Fund Value before the payment of the premium due on the 1st policy anniversary. There after the Surrender Charge applicable is shown in the table below.

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For cases where part of the original annualised premium is not paid, for example if the frequency of payment is monthly or the premium is reduced, then the Surrender Charge will be derived from the above table on a prorata basis.