Whether original hospital bills are compulsory required to be submitted with the insurance company?

[Vivek]

I want to know whether original hospital bills are compulsory required to be submitted with the insurance company to claim the insurance amount covered under the policy.

If you have two health insurance policies covering the same risk, then you can claim from both the insurers. Submitting originals to one and photocopy to other. e.g. You have two health insurance policies - one for 2 lakhs and another topup insurance for 5 lakhs.