Partial Surrender or Partial Withdraws
- If the customer partially withdraws some of the amount from the policy fund value, it is known as ‘partial withdrawal.’
- Partial withdrawal of a policy implies withdrawal of only a part of the funds of the policy.
- The premium will correspondingly reduce and thereby the associated benefits too.

Conditions to be met for Partial Surrender or Partial Withdraws
1- At least 3 years premiums are paid
2- Minimum basic annual premium after withdrawal - 3000/- where age at entry was 49 years or below and 4800/- where age at entry was 50 years or above
3- Minimum basic annual premium for withdrawal - 1200/-

4- Withdrawal in multiples of 600/- annual premium
5- Minimum waiting period between successive withdrawals 1 year

Till the point you are meeting, all the above conditions, you can withdraw the deposited premium amount, but your sum insured will also reduce accordingly. So do some maths and calculate yourself.