IDBI Federal Wealthsurance Foundation Plan : want to withdraw the money and surrender the policy?

[PolicyWala]

It's due to the charges in the plan. Check with the - IDBI Federal Wealthsurance Foundation Plan Brochure

[akhtarsaba]

Hi there are some options which I understood are wait for the term to be over for reduction in the amount that is going to be deducted.
Second option is to wait for the unit price to rise and then withdraw the money.
Is there any other option ...