Online Term Insurance "HDFC Click 2 Protect" - Do I need to undergo medical test?

[Nilesh]

I am looking to buy an Online Term Insurance "HDFC Click 2 Protect" with 50 Lakhs Sum Assured. Before buying the policy, I spoke to HDFC Customer Care executive and he told me that I need to under go medical test. But I have not gone through any Medical test and policy has been issued. As I am not suffering from any disease as of now I had not mentioned any medical problem while buying policy.

Will not having medical test have any impact while taking the claim of death due to any medical reason?

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