Positive Points of ICICI Pru's Health Saver
1- Health Saver provides a no claim bonus of 5% of the annual limit for every claim-free year up to a maximum of 25%.
2- The policy also includes a free health check-up once every two years after the first year.
3- Health Saving fund can be claimed only after three completed years and is subject to limitations.
4- Cover Continuance Option - Regular premium payment is compulsory for first 5 years for cover continuance option i.e if you don't want to pay premium in future to keep policy in force you would have to pay premium for first 5 years.

My Say for Existing Customers
1- Stay invested as this plan offers a no-claim bonus which other Unit Linked Health Plans do not.
2- The scheme's investment options have generated good returns, offsetting the high cost structure. Investors may switch to Multiplier or Balancer funds for maximum returns.