What should I do if my CIBIL credit score is incorrect?

[Manish_Kumar]

1- Did you hold that credit card?
2- Did you defaulted on that credit card payment?

- If the answers to both the questions is 'yes' then the info in your credit file is correct. And you need to correct it first before reapplying for loan again.

- If the answer to any above question is 'No' then there is error on your credit file. And again you need to correct it (with proof) first before reapplying for loan again.

[Aansh]

Thanks Manish for your help.