CIBIL : Home loan got rejected - on a credit card, which is not mine?

[Amit Kaushik]

Recently, I had applied for home loan and same has been got rejected. I had checked my cibil score and it is 550. It's also showing an outstanding amount on a credit card, which is not mine and I had never used. Even the credit card never reached me. After coming to know this I had informed the bank about this issue.

1- How to rectify this issue?

2- How to resolve this dispute with the bank?

Similar Threads:

• How to improve my CIBIL Credit Report, which I ruined due to non payment of Credit Card dues?
• Is you CIBIL Credit Score hit, if you have more credit cards?
• Do NRI need to submit CIBIL credit report for Home loan from Indian Bank?
• No Credit Score in CIBIL - how to get loan/credit card?
• My personal loan get rejected due to CIBIL Report

[Matrix]

First check with your bank in writing and keep record of all the communications. Check this article how?
If still bank not able to answer you contact RBI's Banking Ombudsman.

[Rahul]

Check these two threads -
1- First
2- Second

[amanjawanda]

You have to talk to bank about that and clear all the mis understandings. This is the only way to overcome the problem