Results 1 to 5 of 5

Thread: CIBIL : Home loan got rejected - on a credit card, which is not mine?

  1. #1
    PolicyWala Newbie
    Join Date
    Apr 2009
    Location
    Navi Mumbai
    Posts
    15

    Default CIBIL : Home loan got rejected - on a credit card, which is not mine?

    Recently, I had applied for home loan and same has been got rejected. I had checked my cibil score and it is 550. It's also showing an outstanding amount on a credit card, which is not mine and I had never used. Even the credit card never reached me. After coming to know this I had informed the bank about this issue.

    1- How to rectify this issue?

    2- How to resolve this dispute with the bank?



  2. #2
    Moderator Matrix's Avatar
    Join Date
    Jul 2009
    Location
    India
    Posts
    258

    Default

    First check with your bank in writing and keep record of all the communications. Check this article how?
    If still bank not able to answer you contact RBI's Banking Ombudsman.

  3. #3
    Moderator Rahul's Avatar
    Join Date
    Feb 2009
    Location
    Delhi
    Posts
    386

    Default

    Check these two threads -
    1- First
    2- Second

  4. #4
    Banned
    Join Date
    Apr 2013
    Location
    Delhi
    Posts
    4

    Default

    You have to talk to bank about that and clear all the mis understandings. This is the only way to overcome the problem

  5. #5
    PW Regular
    Join Date
    Jul 2019
    Location
    Hyderabad
    Posts
    28

    Default

    First clear the issue of the credit card with the bank regarding the cibil score and the transactions made with the credit card and then apply for the home loan again


Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •