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Thread: CIBIL : Home loan got rejected - on a credit card, which is not mine?

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  1. #1
    PolicyWala Newbie
    Join Date
    Apr 2009
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    Navi Mumbai
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    Default CIBIL : Home loan got rejected - on a credit card, which is not mine?

    Recently, I had applied for home loan and same has been got rejected. I had checked my cibil score and it is 550. It's also showing an outstanding amount on a credit card, which is not mine and I had never used. Even the credit card never reached me. After coming to know this I had informed the bank about this issue.

    1- How to rectify this issue?

    2- How to resolve this dispute with the bank?


  2. #2
    Moderator Matrix's Avatar
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    Jul 2009
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    India
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    Default

    First check with your bank in writing and keep record of all the communications. Check this article how?
    If still bank not able to answer you contact RBI's Banking Ombudsman.

  3. #3
    Moderator Rahul's Avatar
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    Feb 2009
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    Delhi
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    Default

    Check these two threads -
    1- First
    2- Second

  4. #4
    Banned
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    Apr 2013
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    Delhi
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    Default

    You have to talk to bank about that and clear all the mis understandings. This is the only way to overcome the problem

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