So you are paying Rs. 100,008 per year (Rs.8334/- X 12).
You had paid Rs. 600,048/- till date and NAV is showing you loss of Rs. 50,000/- (means current value Rs. 550,048).

Which investment fund, you are investing?

There are four INVESTMENT TYPE FUND options in this plan -
1- Secure Fund
2- Conservative Fund
3- Balanced Fund
4- Growth Fund

If you are not in Growth Fund, first move to growth fund using Switching option.

Don't compare the return only with the total premium paid because there are premium allocation charges 55%- 65% in the first years.