ICICI Smart Kid & SBI Shubh Nivesh : Need you input on my investment

[>take]

I am not fan of child insurance plans, so big NO to ICICI Smart Kid Plan.

SBI Shubh Nivesh is a endowment plan, which will give you 4-5% return max, so decide your self.

[manak_001]

I am not fan of child insurance plans, so big NO to ICICI Smart Kid Plan.
SBI Shubh Nivesh is a endowment plan, which will give you 4-5% return max, so decide your self.

Do you recommending to surrender SBI Shubh Nivesh Plan?