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Thread: HDFC Life's Sampoorn Samridhi : which option is best for me and what is the maturity value I would get?

  1. #1
    NewBie
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    May 2009
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    Default HDFC Life's Sampoorn Samridhi : which option is best for me and what is the maturity value I would get?

    I have bought HDFC Life's Sampoorn Samridhi Life Insurance plan and paying premium Rs.3000 per month for 5 year term. Sum Assured is Rs. 1,50,000/-. As per plan maturity benefit has two option - Enhanced Cash or Enhanced cover.

    Please suggest - which option is best for me and what is the maturity value I would get?



  2. #2
    Super Moderator PolicyWala's Avatar
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    Feb 2009
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    Default

    As per HDFC Life's Sampoorn Samridhi, both options has following benefits -
    1. Enhanced Cash Option- Sum Assured + Reversionary Bonus + any Interim Bonus + any Terminal Bonus + Enhanced Terminal Bonus.
    2. Enhanced Cover Option- Sum Assured + Reversionary Bonus + any Interim Bonus + any Terminal Bonus + Additional Sum Assured payable on Death of Life Insured upto the age of 99 years.

    Check what you want and select.

  3. #3
    Moderator Expert's Avatar
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    Default

    To me on papers second option - Enhanced Cover Option, looks better than first.
    * SAFE
    Self Appointed Financial Expert


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