Thanks Manish & Tiger..

I got a reply from the LIC office that i will get only that 2.22L alone as a return.. what about my paid amount of 2lakhs. I thought that i will atleast get 2.2+2.. around 4L.. but they said that i will get only 2.2L.. Is that the way to calculate the final amount. If i will get only 2.2L its totally waste plan i think...