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Thread: How to increase the credit limit of my HDFC credit card?

  1. #1
    NewBie
    Join Date
    Jan 2014
    Location
    India
    Posts
    1

    Angry How to increase the credit limit of my HDFC credit card?

    I am earning Rs. 10,000/- per month. I am holding HDFC Credit Card for 6 month. My current credit limit is 33000/-. How to increase credit card limit?




  2. #2
    PW Stalwart Manish_Kumar's Avatar
    Join Date
    Apr 2009
    Location
    Patna
    Posts
    268

    Default

    - Use the card for your daily use.
    - Use upto 50% of the credit limit i.e. 16000/-
    - Pay off the whole amount every month.

    This will increase your credit rating and in long run your credit card limit.
    Everyone has a scheme of getting rich.. Which never works.

  3. #3
    NewBie
    Join Date
    May 2017
    Location
    Hyderabad
    Posts
    11

    Default

    Show your Increase in income,Reduced Liabilities,Spend more on your Card,Use the Credit card for foreign Travel

  4. #4
    Banned
    Join Date
    Jun 2018
    Location
    India
    Posts
    10

    Default

    Increasing the credit limit is totally in the hands of HDFC bank if the candidate is fulfilling all
    the required and necessary criteria.

    The inability of maintaining the account can lead to rejection of the application for
    increasing the credit limit.

    Only selected HDFC cards can be upgraded that are:

    - Silver/Gold/Titanium/Titanium Edge/Platinum Edge/Platinum
    - Diners ClubMiles/ Black
    - Visa Signature/Superia/MasterCard World
    - MoneyBack/AllMiles
    - Regalia/Diners Premium
    - Regalia First/Diners Rewardz


    The applicable reward points from the old card will get transferred to the new upgraded
    card, but not if the customer is holding a Business Gold/Business Platinum cards at present
    as these cards are cashback cards and the customer doesn’t earn/accrued these as reward.
    As the card gets upgraded the old features would be invalid and new features from the
    upgraded card will get applied.

    Also remember that once upgraded the card wont get transferred to the old credit card.
    HDFC Bank reserves the right at any time, without previous notice, to add, alter, modify,
    change or vary all or any of these terms and conditions or to replace wholly or in part this
    scheme by another offer, whether similar to the offer or not, or to withdraw it altogether


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