In case of MFs there r only 3 types of charges applicable -

1. Entry Load - It can be avoided if u invest directly to ur MF bypassing ur MF agent.

2. Exit Load - It can also be avoided by remaining invested for certain time period in that particular plan.

3. Fund Management Charge - It`s charged as a %age of total assets under the plan. Normally it varies from 0.25% to 2.5% depending upon type of funds (Debt to Eq.) as well as expertise of fund co. for a same set of MF plans, lower FMC Plan is always advisable for investment.