BSLI - Bachat Endowment Plan- Return on Investment

[Expert]

BSLI Bachat Endowment Plan

What is the Returns expected? Less than Fixed Deposit

KEY BENEFITS of BSLI Bachat Endowment Plan
A. Maturity Benefit: On maturity after 20 years, you will receive
1- All Monthly Base Premiums paid; plus
2- All Bachat Additions earned; plus

3- The Loyalty Addition

B. Death Benefit: In the unfortunate event of death of the life insured, the nominee shall receive
1- All Monthly Base Premiums paid (or Sum Assured if higher); plus
2- All Bachat Additions earned; plus
3- The Loyalty Addition

For details - how to calulate the Bachat Additions and Loyalty Addition? read here - Link

Add all the above and get the final figure.

[Rahul Barman]

Thanks for all information, are you an Financial Advisor. Reason i am aksing, i need advise here,

I have taken this policy 3 years back, and finding no use. Better to invest some other option instead paying for 20 years.

i have already made 3 installments of Rs 25K. Now if i surrender now after 3 years will loose lots of money.

REgards
RB