Do NRI need to submit CIBIL credit report for Home loan from Indian Bank?

[ABCD]

I am NRI living in UK for last 7 years. Looking for home loan in India. Could you please tell whether we need to submit CIBIL credit report?
Or just the UK Credit Report? for home loian from Indian Bank.

Thanks,

ABCD

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[Matrix]

You need to submit both the Credit Report - Indian CIBIL and UK Credit Report.

They check what is your credit history in both countries. If you are taking only persona loan from UK Bank than credit report from UK only required.

Hope this answers your query!

[lawyer]

Both the report will be necessary.

These days all the bank are using a online system that is working internationally, This system provides details about every customer its loans, customer details, whether he is a defaulter etc etc. but still both CIBIL and UK Credit Report shall be needed.