Quote Originally Posted by rajathv8 View Post
1. The previous insurance is not in my name, not in line with the current RC card (which is in my name), and has not expired yet. Am I legally allowed to apply for a fresh insurance?
Yes. Check here - How to transfer car insurance of Second Hand Car?

2. The UI Bangalore employee told me that the cars Reg. No would show up at any central government insurance agency and hence none of them can provide insurance.
When I explained the situation to ICICI Lombard person over the phone, he said it can be done without any issues.
Will the Reg. No also show up with the private companies and cause similar issues as with UI Bangalore?
I am not getting this issue, may be internal software issue in UI.

3. Is there any process by which I can terminate the previous insurance with UI Ernakulum? That way the Reg No would not show up in the system and I can buy a fresh policy from UI Bangalore.
Request the cancellation of the previuos insurance first and then apply for fresh insurance in your name. I don't see any issue in it.