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Thread: Can I use NCB of previous owner?

  1. #1
    PW Regular
    Join Date
    Nov 2009
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    India
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    Default Can I use NCB of previous owner?

    My friend has recently purchased a second hand Hyundai- Accent. The previous owner was getting NCB on this car. Can I transfer this NCB of previous owner to new owner my friend?

    If yes, please let me know the procedure to transfer.

    Thanks,
    Mahesh



  2. #2
    NewBie
    Join Date
    Aug 2009
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    India
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    Default

    No, you can't.

  3. #3
    Moderator Matrix's Avatar
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  4. #4
    NewBie
    Join Date
    Oct 2015
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    Mumbai
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    Default

    No, You can't transfer your second hand car insurance's NCB, if its not on your own name.

    If you want to take benefits of NCB you'll need the car insurance on your own name. In this situation you can do one thing, while renewing the car insurance you can transfer the car insurance on owners name and take NCB add on on you car insurance policy.

  5. #5
    PW Stalwart
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    Apr 2009
    Location
    Chennai
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    Default

    Quote Originally Posted by RahulR View Post
    while renewing the car insurance you can transfer the car insurance on owners name and take NCB add on on you car insurance policy.
    I am confused here. Earlier, you said you can't take NCB; now you are saying you can.
    You will pick up maximum wrong numbers when on roaming.

  6. #6
    NewBie
    Join Date
    Dec 2015
    Location
    Mumbai
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    6

    Default

    NCB discount is given based on the driving skill of any person and transferring it to any other individual is not possible so you can only transfer your own NCB if you change your car you can not transfer anyone's NCB.


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