Yes you are correct Sum Insured 25 lakhs avaialble for Base Plan (http://www.bajajallianz.com/Corp/con...d_brochure.pdf)
Basic : Death + Children‘s Education Bonus
- Maximum SI 100 times of monthly income.
Comprehensive : Death + Permanent Total Disability + Permanent Partial Disability + Temporary Total Disability +
Children’s Education Bonus
- Maximum SI 24 times of monthly income or maximum of 5 lakhs (Not applicable for Risk Level 3)
- Total + Basic + Wider + Comprehensive not to exceed 120 times of monthly income
@>take talking about comprehensive. It's upto you what coverage you want.