Quote Originally Posted by Veerendra View Post
Of late mediclaim premium has become expensive and hence this year I would like to have a combination of a floater policy for my family and a top-up and a super top-up policies or Jeevan Arogya so that same cover can be maintained and the overall premium is also less.

Pls. suggest the best combination. If possible, pls suggest what should be the sum assured for base mediclaim and topup and supertopup policies. Pls. also suggest the best companies for topup and supertopup policies. I have heard that L & T supertopup policy is good.
If you have bad medical history, I would recommend go for individual health insurance policy. Otherwise go for family floater with minimum Rs. 5,00,000 sum insured. Always select plans with life long renewal option.