Pls. suggest a combination of base mediclaim & topup/ super topup policies.

[Veerendra]

I do not have any medical history. I have been taking individual health insurance for my family since many years. I did not take a floater policy. If I take a floater policy now will I be able to avail of no claim bonus etc.

From the responses mentioned above it seems that base mediclaim and supertpup policy is a good combination.

I would also like to have the opinion of the forum regarding JEEVAN AROGYA and how does it compare with the hospital cash back policy of Bajaj allianz.

Thanks in advance for all the responses.

Regards,

Veerendra Darakh

[>take]

If I take a floater policy now will I be able to avail of no claim bonus etc.

Yes, you can take no claim bonus in the new policy.

Please note that each policy has it's own T&C, so check the Policy T&C before making any decision.

[Veerendra]

Yes, you can take no claim bonus in the new policy.

Please note that each policy has it's own T&C, so check the Policy T&C before making any decision.

So if I am interpreting your statement correctly the cumulative bonus from my individual mediclaim policy for myself and my family can be transferred to the new floater policy that I intend to take for my family.

Regards,

Veerendra Darakh

[>take]

So if I am interpreting your statement correctly the cumulative bonus from my individual mediclaim policy for myself and my family can be transferred to the new floater policy that I intend to take for my family.

Regards,

Veerendra Darakh

Yes, with the caveat of T&C of new policy.