I also believed the same after going through a number of posts on different forums but today I came across this link: http://www.hindustantimes.com/chandi...1-1265896.aspx
The extra space in URL is intentional bcoz I'm not allowed to post links
This article made me re-think and I thought I might confirm my doubt. This case seems very much like that of mine and the consumer forum directed the insurance company to pay the compensation.







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