I recently diagnosed with breast cancer at age 35. I am utilizing insurance provided by the my Spouse' company. We will be exhausting basic and extended critical cover provided to us.

our requirements

1) cover for family of 4 ( 2+2) on continues basis, if my husband plan to leave company /start his own ..
2) cover for current year as all available limit will get used
3) Will ongoing Cancer medication will effect my premium?
4) should we just take 1 + 2(child) mediclaim policy and wait for 4 years to include my self?


5) I have heard of top-up plan (not really interested in one time benefit payment critical illness cover), which ones are very competitive? If I want to rely on company provided plan + this one.

Thanks in advance