I have following LIC Policies and planning to withdraw them and start SIPS and a term-plan in place of it , is it worth to continue all of them or need to surrender Please advice

1, The Endowment Assurance Policy( T14) Policy Term 21, Commencement : 14 Feb-2006 Premium 2443 ( half Yearly)

2, Jeevan Anand( T 149) Commencement 17 -June-2009 Policy Term 72 Premium 1863 ( quarterly)

3, Market Plus 1(T 191) Commencement 29 -June-2010 Policy Term 20
Premium 1250 ( quarterly)

4,New Bhima Gold (T 179) Commencement 28 -June-2010 Policy Term 12
Premium 843 ( quarterly)

5,New Bhima Gold (T 179) Commencement 28 -June-2010 Policy Term 12
Premium 559 ( quarterly)

6,New Bhima Gold (T 179) Commencement 28 -June-2010 Policy Term 12
Premium 741 ( quarterly)

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