Hi All,

LIC is asking to pay Rs 42000 anually for eterm of 34 years male.
My friend has gone for all medical tests. Blood suger level is little bit elevated but not enough
To be diagnosed as diabetes. For term 30 years they are doubling the premium otherwise would have to
Pay Rs 21000 per annum. Sum Assured is Rs 1Cr.

There is no other medical conditions. Does it worth the coverage?

Please let me know if any alternative which would be good.