Comprehensive Auto insurance policy does not cover these circumstances:

  1. Damages arising out of mutiny, nuclear risk or war
  2. Depreciation and consequential loss thereof
  3. Mechanical/ electrical failures
  4. Wear and tear of car tires and tubes
  5. Vehicle being used other than the purpose for which it was purchased
  6. Damages occurring from driving without a valid license
  7. Damages occurring from intoxication by alcohol or drugs
  8. Everyday wear and tear


Hope it's clear to you now!