When Comprehensive Policy wont cover claim?

[Vipul]

Can anybody eleborate when my motor Insurance policy (Comprehensive Policy) would not pay for claim?

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[PolicyWala]

Comprehensive Auto insurance policy does not cover these circumstances:

1. Damages arising out of mutiny, nuclear risk or war
2. Depreciation and consequential loss thereof
3. Mechanical/ electrical failures
4. Wear and tear of car tires and tubes
5. Vehicle being used other than the purpose for which it was purchased
6. Damages occurring from driving without a valid license
7. Damages occurring from intoxication by alcohol or drugs
8. Everyday wear and tear

Hope it's clear to you now!