Home insurance and Rental insurance?

[Raj]

Whats the difference between home insurance and rental insurance?

In india we have one one home insurance.

Is it a good idea to switch home insurance to rental insurance?

NA

[collen]

Actually, homeowners and renters insurance cover the possessions in your home or apartment against damage due to fire, smoke, lightning, theft, vandalism, explosion, windstorm, water, and other disasters listed in your policy. In fact, renters insurance and homeowners insurance are almost identical in this type of coverage, but only home insurance provides coverage for the structure.