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Thread: Home Loan from LICHF

  1. #1
    PolicyWala Newbie
    Join Date
    Apr 2009
    Location
    Mumbai
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    16

    Default Home Loan from LICHF

    Hi All,

    I am looking to take Home Loan from LIC housing finance ltd.. Anyone who has recently taken a Home loan from LIC housing finance ltd.? Please help.

    Thanks in advance!
    Gaurav



  2. #2
    PolicyWala Newbie
    Join Date
    Apr 2009
    Location
    Ghaziabad
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    16

    Exclamation

    Please avoid them. Go to any nationalised bank like SBI.

  3. #3
    Moderator Expert's Avatar
    Join Date
    Feb 2009
    Location
    New Delhi
    Posts
    448

    Default

    Any specific reason of avoiding them . Do you have any bad experience with them? If yes please share.

  4. #4
    PolicyWala Newbie
    Join Date
    Apr 2009
    Location
    Ghaziabad
    Posts
    16

    Exclamation

    LIC housing finance ltd. is not a bank entity. So, its not governed by RBI. They only increase ROI but never decrease it.

    They pull cusomters with low ROI then hike it.

  5. #5
    PolicyWala Newbie
    Join Date
    Apr 2009
    Location
    New Delhi
    Posts
    13

    Default

    Avoid LIC housing finance ltd. They increase interest after 3rd and 8th month. As u'r taking new loan. Take it from National Bank like PNB, SBI etc.


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