How to calculate Sum Insured of the house and contents?

[amitz]

I have some home contents like Iron, IPod and Electric Kettle etc., these are been gifted to me. So I don't have the receipt of these. Do in claims, it is necessary to submit the receipt?

[Manish_Kumar]

Receipt are not necessary, You just provide photos and other details like serial no etc.

Just to add in the above list mention any serial no or specific no to any content, would be useful in the claim.

provide photos, it is best and very easy at the time of claim