Combing Insurance Policies = cheaper?

[Rajesh_Kumar]

Please help!

I have different policies like personal accident policy, a travel health insurance policy for holidays, house insurance policy for contents.
1- Is it feasible to combine all these into one policy?

2- Or are they all distinctly different so different companies cover different areas?

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[PolicyWala]

Please help!

I have different policies like personal accident policy, a travel health insurance policy for holidays, house insurance policy for contents.
1- Is it feasible to combine all these into one policy?

Rajesh - Each policy is designed to cover some specific risks. So there are different policies to cover different risks.

As you have mentioned above you can still cover your personal accident policy and house insurance policy in Home Insurance Policy and would get some discount in premium if you opt for more sections (please see the policy wording for exact amount.

Travel health insurance - You have to take separate policy for this

2- Or are they all distinctly different so different companies cover different areas?

As answered above. Most of the companies cover all the areas but some companies like Apollo-GVK are specialist in some areas like health insurance.

[MTG]

Please help!

I have different policies like personal accident policy, a travel health insurance policy for holidays, house insurance policy for contents.
1- Is it feasible to combine all these into one policy?
2- Or are they all distinctly different so different companies cover different areas?

I would suggest you to take help of website like policybazaar.com and compare the coverage and cost and then take best policy. Rather than going for single policy or going to one insurance company.